Helpful Info

Home Loan Checklist

Items needed on every loan (FHA, Conventional, VA, Rural Development & THDA):

  • Last Two Years W2 forms
  • Last Two Years Tax Returns
  • Last 2 most recent pay stubs
  • Last 2 months of bank statements- all accounts, all pages, with client name, bank name & account # on each page
  • Driver’s License
  • Homeowners Insurance- need name & phone # of agent
  • Appraisal payment
  • Cancelled Earnest Money Check & updated bank statement after the money clears (purchase only)

Items needed on VA loans

  • Everything listed above, plus:
  • DD214 form
  • Appraisal paid at closing $500

Items needed on Rural Development loans:

  • Everything listed above, plus:
  • Letter of Explanation for household residents and household income
  • If other income into the household, need pay stubs & W2s for others

Items needed on THDA loans:

  • Everything listed above, plus
  • THDA specific forms
  • Homebuyer class certification
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